Privacy Policies effective October 12, 2009
This is a General Motors Company ("GM") sponsored site. To view General Motors Company’s privacy statement click here: http://www.gm.com/privacy/#scope.
GM will have access to your name and other personal information you enter here. GM dealers and third parties will also have access to personal information you enter here and your browsing activities on this page in order to provide you the dealer locator services you are requesting. The role of each party is explained below and links to applicable privacy statements are provided.
Collection and Use of Your Information by GM
Information Directed to Our Dealers
When you complete a form on this website to ask a question of or request a quote from a GM dealer, the information you submit is forwarded by GM to the GM dealer you selected. Each GM dealer is independent of GM and the dealer you direct your communication to will have its own privacy statement. Please contact the dealer or visit the dealer’s website for more information on its privacy practices.
Changes to these Privacy Policies or Statements
This Privacy Statement is effective as of October 12, 2009
Effective January 1, 2011
NOTICE OF CREDIT ACTION
As part of your efforts to purchase or lease a vehicle from our dealership, you are electronically signing a credit application, and therein authorized us to obtain your credit report from one or more credit reporting agencies (CRA’s).
The Seller/Dealership is not a lender, and does not lend money to its customers to finance or lease a vehicle. We have ordered CRA’s to make an initial assessment of your credit scores to enable us to determine which lenders to submit your credit application to in an effort to obtain a finance or lease approval for you.
The Seller/Dealership has submitted, or will submit, your loan/lease application to one or more lenders, and will then await their decision on whether to extend credit to you. If any lender denies your credit application, their decision may be based upon your CRA score, and/or other reasons. If your credit application is denied by any lender, you will receive adverse action notices from each of those lenders in the mail, and upon receipt of such a notice, you may write to each lender to determine their specific reason(s) for denying your application for credit.
YOUR USE OF OUR SITE AND/OR PARTICIPATION IN OUR PROGRAMS MEAN THAT YOU ACCEPT THE PRACTICES SET FORTH IN THIS POLICY. WE RESERVE THE RIGHT TO MAKE CHANGES TO THE POLICY BY POSTING THE NEW VERSION WITH A NEW EFFECTIVE DATE. YOUR CONTINUED USE INDICATES YOUR AGREEMENT TO THE CHANGES.
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